Bank of Canada Raises Rate to 2.50%: What Ontario Homeowners Need to KnowOctober 28, 2026 | By Roger Carroll, Mortgage BrokerThe Bank of Canada raised its benchmark interest rate today, October 28, 2026, from 2.25% to 2.50%, an increase of 0.25...
Can You Add Debt to Your Mortgage at Renewal in Ontario?By Roger Carroll | Ontario Mortgage Broker | Last updated: October 16, 2026Yes, you may be able to add existing debts to your mortgage when it comes up for renewal in Ontario. If you have...
Should I Choose a Fixed or Variable Mortgage in Ontario in 2026?A fixed mortgage may be the better fit if predictable payments and protection from rising rates matter most to you. A variable mortgage may be worth considering if you can comfortably...
Should I Rent or Buy a Condo in Waterloo, Ontario?A condo’s asking price is not its full affordability story. Mortgage payments, condo fees, property taxes, utilities, insurance, closing costs and future building expenses can make a lower-priced...
Home > Should You Refinance or Use a HELOC in Ontario?Should You Refinance or Use a HELOC to Access Home Equity in Ontario?Last updated: May 29, 2026If you want to access home equity in Ontario, two common options are refinancing your mortgage or...
Home > Consolidating Credit Card Debt Into Your MortgageCan You Consolidate Credit Card Debt Into Your Mortgage in Ontario?Last updated: May 20, 2026Yes, Ontario homeowners may be able to consolidate credit card debt into their mortgage or another...