Should I Choose a Fixed or Variable Mortgage in Ontario in 2026?A fixed mortgage may be the better fit if predictable payments and protection from rising rates matter most to you. A variable mortgage may be worth considering if you can comfortably...
Should I Rent or Buy a Condo in Waterloo, Ontario?A condo’s asking price is not its full affordability story. Mortgage payments, condo fees, property taxes, utilities, insurance, closing costs and future building expenses can make a lower-priced...
Home > Should You Refinance or Use a HELOC in Ontario?Should You Refinance or Use a HELOC to Access Home Equity in Ontario?Last updated: May 29, 2026If you want to access home equity in Ontario, two common options are refinancing your mortgage or...
Home > Consolidating Credit Card Debt Into Your MortgageCan You Consolidate Credit Card Debt Into Your Mortgage in Ontario?Last updated: May 20, 2026Yes, Ontario homeowners may be able to consolidate credit card debt into their mortgage or another...
Home > Equity-Based Lending in OntarioCan You Borrow Based on Home Equity in Ontario?Last updated: May 6, 2026Yes, Ontario homeowners may be able to borrow based on the equity in their home. This is often called equity-based lending, borrowing...
Home > Blog > Can’t Afford Your Mortgage Renewal Payment in Ontario?Mortgage Renewal Payment in Ontario Too High? What to Do NextLast updated: April 17, 2026Yes, there may still be options if your mortgage renewal payment in Ontario suddenly looks...